Personal Checking
Minimum to Open |
$50 |
Monthly |
No |
Minimum Daily Balances and Other Ways to Avoid Fee(s) |
NA |
Interest |
None |
Use of Other Bank's ATMs |
No HTB fee on use of any ATM anywhere1 |
Statements |
Free E-Statement Paper Statement available for $5.00 per month |
Other |
- Online Banking
- Mobile Banking
- Mobile Deposit*2
- E-Alerts
- Debit Mastercard
- Telephone Banking
- Bill Payment
- PopMoney*
|
|
Minimum to Open |
$100 |
Maintenance Fee |
$10 |
Minimum Daily Balances and Other Ways to Avoid Fee(s) |
- $100 in eChecking
AND ONE of the following
- Direct deposit of payroll, pension or Social Security of $50 or more
- 6 signature based debit card transactions; each in excess of $20
|
Interest |
None |
Use of Other Bank's ATMs |
No HTB fee on use of any ATM anywhere1 |
Statements |
Free E-Statement Paper Statement available for $5.00 per month |
Other |
- Online Banking
- Mobile Banking
- Mobile Deposit*2
- E-Alerts
- Debit Mastercard
- Telephone Banking
- Bill Payment
- PopMoney*
|
|
Minimum to Open |
$100 |
Maintenance Fee |
$15 |
Minimum Daily Balances and Other Ways to Avoid Fee(s) |
- Direct deposit of payroll, pension or Social Security of $50 or more
AND ONE of the Following
- $2,500 in total deposits (average monthly balance)
- 1st mortgage loan
|
Interest |
None |
Use of Other Bank's ATMs |
No HTB fee on use of any ATM anywhere1 |
Statements |
Free E-Statement Paper Statement available for $5.00 per month |
Other |
- Online Banking
- Mobile Banking
- Mobile Deposit *2
- E-Alerts
- Debit Mastercard
- Telephone Banking
- Bill Payment
- PopMoney*
|
|
Minimum to Open |
$100 |
Maintenance Fee |
$25 |
Minimum Daily Balances and Other Ways to Avoid Fee(s) |
$10,000 in total deposits (average monthly balance) |
Interest |
Tiered interest on balances |
Use of Other Bank's ATMs |
No HTB fee on use of any ATM anywhere1 |
Statements |
Free E-Statement Paper Statement available for $5.00 per month |
Other |
- Online Banking
- Mobile Banking
- Mobile Deposit*2
- E-Alerts
- Debit Mastercard
- Telephone Banking
- Bill Payment
- PopMoney*
|
|
1When you use an ATM not owned by us, you may be charged a fee by the ATM operator [or any network used] (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
*Fees may apply
2 Subject to meeting bank eligibility requirements.
For new account information, contact us at 1-866-760-0788 or visit a Hometown Bank Branch.
Checking Account Rates