Interest Rates
Interest Rate Sheet
Interest Rates Effective January 30, 2019
Certificates of Deposit †
Minimum Deposit to Open $1,000.00
| TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| 6 Months | 0.95% | 0.95% |
| 1 Year | 1.10% | 1.10% |
| 2 Years | 1.30% | 1.30% |
| 3 Years | 1.50% | 1.50% |
| 4 Years | 1.70% | 1.70% |
| 5 Years | 1.90% | 1.90% |
| IRA Fixed Rate (2 Years) | 1.30% | 1.30% |
| IRA Variable Rate (2 Years)* | 0.55%* | 0.55% |
Premium Checking*^
Minimum Deposit to Open $100.00
| TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| $0.00 - $9,999.99 | 0.00%* | 0.00% |
| $10,000.00 and over | 0.10%* | 0.10% |
Personal Money Market Accounts*^
Minimum Deposit to Open $1,000.00
| TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| $0.00 - $9,999.99 | 0.35%* | 0.35% |
| $10,000.00 - $24,999.99 | 0.55%* | 0.55% |
| $25,000.00 - $49,999.99 | 0.65%* | 0.65% |
| $50,000.00 - $249,999.99 | 0.85%* | 0.85% |
| $250,000.00 - $499,999.99 | 1.00%* | 1.00% |
| $500,000.00 and over | 1.15%* | 1.16% |
Business Money Market Accounts*^
Minimum Deposit to Open $1,000.00
| TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| $0.00 - $9,999.99 | 0.35%* | 0.35% |
| $10,000.00 - $49,999.99 | 0.55%* | 0.55% |
| $50,000.00 - $249,999.99 | 0.85%* | 0.85% |
| $250,000.00 - $499,999.99 | 0.90%* | 0.90% |
| $500,000.00 and over | 1.00%* | 1.00% |
Health Savings Accounts*^
No Minimum Deposit to Open
| TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| $0.00 - $999.99 | 0.00%* | 0.00% |
| $1,000.00 - $4,999.99 | 0.15%* | 0.15% |
| $5,000.00 - $24,999.99 | 0.40%* | 0.40% |
| $25,000.00 and over | 0.60%* | 0.60% |
Savings Accounts*^
| TYPES | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
|
Regular Passbook Minimum deposit to open $100.00. No minimum balance to earn interest. |
0.15%* | 0.15% |
|
Christmas Club Minimum deposit to open $10.00. Minimum balance of $0.01 to earn interest. |
0.10%* | 0.10% |
*Interest Rate may change after opening
† Penalty will be imposed for early withdrawal
^Fees could reduce the earnings on the accounts – Refer to Schedule of Fees and Truth-in-Savings Disclosure for more information
