Interest Rates
Interest Rate Sheet
Interest Rates Effective November 23, 2022
Certificates of Deposit †
Minimum Deposit to Open $1,000.00
| TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| 6 Months | 1.10% | 1.10% |
| 1 Year | 1.60% | 1.60% |
| 2 Years | 1.85% | 1.85% |
| 3 Years | 1.95% | 1.95% |
| 4 Years | 2.00% | 2.00% |
| 5 Years | 2.05% | 2.05% |
| IRA Fixed Rate (2 Years) | 1.85% | 1.85% |
| IRA Variable Rate (2 Years)* | 0.07%* | 0.07% |
Premium Checking*^
Minimum Deposit to Open $100.00
| TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| $0.00 - $9,999.99 | 0.00%* | 0.00% |
| $10,000.00 and over | 0.15%* | 0.15% |
Personal Money Market Accounts*^
Minimum Deposit to Open $1,000.00
| TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| $0.00 - $9,999.99 | 0.20%* | 0.20% |
| $10,000.00 - $24,999.99 | 0.35%* | 0.35% |
| $25,000.00 - $49,999.99 | 0.50%* | 0.50% |
| $50,000.00 - $249,999.99 | 1.00%* | 1.00% |
| $250,000.00 - $499,999.99 | 1.25%* | 1.25% |
| $500,000.00 and over | 1.25%* | 1.25% |
Business Money Market Accounts*^
Minimum Deposit to Open $1,000.00
| TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| $0.00 - $9,999.99 | 0.10%* | 0.10% |
| $10,000.00 - $49,999.99 | 0.20%* | 0.20% |
| $50,000.00 - $249,999.99 | 0.50%* | 0.50% |
| $250,000.00 - $499,999.99 | 0.75%* | 0.75% |
| $500,000.00 and over | 1.25%* | 1.25% |
Health Savings Accounts*^
No Minimum Deposit to Open
| TIER | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| $0.00 - $999.99 | 0.00%* | 0.00% |
| $1,000.00 - $4,999.99 | 0.03%* | 0.03% |
| $5,000.00 - $24,999.99 | 0.05%* | 0.05% |
| $25,000.00 and over | 0.15%* | 0.15% |
Savings Accounts*^
| TYPES | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
|
Savings Minimum deposit to open $100.00. No minimum balance to earn interest. |
0.15%* | 0.15% |
|
Christmas Club Minimum deposit to open $10.00. Minimum balance of $0.01 to earn interest. |
0.05%* | 0.05% |
*Interest Rate may change after opening
† Penalty will be imposed for early withdrawal
^Fees could reduce the earnings on the accounts – Refer to Schedule of Fees and Truth-in-Savings Disclosure for more information
877-922-1790
