Treasury Management
Meet the Team/Getting Started
Denee Mott
Sr. Vice President / Commercial Products / Treasury Management
Email: DMott@HTBWI.com
Phone: 920-904-6298
Lindsay Vander Grinten
Treasury Management Service Specialist
Email: LVanderGrinten@HTBWI.com
Phone: 920-907-6508
Pay, Collect, Manage & Protect
Maximize your business’s positive cash flow
Businesses need secure, timely and convenient ways to collect, manage and protect money. At the same time, they must be able to make prompt payments to employees and suppliers. Your Hometown Bank business checking account opens the door to a complete set of products and solutions-based services to help manage and safeguard your money – so you can focus on managing your business.
Abagnale Fraud Bulletin
- Payments Via Electronic Funds Transfer (ACH – The Automated Clearing House)
- File upload or our easy to use Premier ACH software.
- Make electronic payments such as direct deposit, expense reimbursement, vendor payments and more.
- Create and save frequently used payment and transfer profiles.
- Distribute funds from multiple offices or locations.
|
- Business Debit Card
Business Debit Cards
Provide yourself and your employees with a fast, safe and easy way to make business purchases using our debit card service. You’ll maintain spending control at the card level by setting daily and monthly limits for point-of-sale purchases.
Key Features:
- Generate secure, itemized lists of employee purchases on your monthly Hometown Bank business checking statement. These lists display the card, merchant name, location, date and amount of each purchase.
- Save time by not having to make or approve every purchase yourself.
- Set custom daily limits for purchases.
For more information and to apply for our free business debit card service, contact your Relationship Manager today.
PIN Reset/Activation Already have a Hometown Bank business debit card? To activate your card, or reset/select a personal identification number (PIN) please call 1-800-567-3451. Our automated system will guide you through a few simple steps for easy access to your money.
|
- Business Rewards Credit Card
Business Credit Card
Enjoy the convenience, portability and purchasing power of credit. Hometown Bank partners with Elan to provide:
- Zero fraud liability protection
- Purchase security/extended protection
- Lost/Stolen card reporting
- Emergency services – card replacements, emergency cash disbursement, travel assistance
- Auto rental collision damage waiver
- Central or individual billing
- REWARDS you can earn
See us for more details.
|
- Business Online Banking Wire Origination
Transfer funds quickly and reliably, into or out of your account, domestically or outside the U.S. |
|
- Direct Debit Via Electronic Funds Transfers (ACH)
- File upload or our easy to use Premier ACH software.
- Make electronic payments such as direct deposit, expense reimbursement, vendor payments and more.
- Create and save frequently used payment and transfer profiles.
- Distribute funds from multiple offices or locations.
- Set up ACH debits and speed up your collection of receivables.
- Concentrate funds from multiple offices or locations.
|
- Remote Deposit Capture Services - “We Bring the Bank to You”
Hometown Bank's Remote Deposit Capture enables businesses to scan check payments onsite and securely transmit them right to their account.
See for yourself how Remote Deposit Capture can streamline your banking!
Enjoy these benefits
- Make deposits whenever it's convenient.
- Access funds sooner.
- Reduce deposit errors.
- Protect against fraud.
- Save money.
- Consolidate accounts.
- Improve efficiency.
Deposits
- Review deposits.
- Print or save separate items, front and back.
- Track back provides easy review or verification.
Completely online – no software installation needed
- No IT hassles.
- Won't affect computer system performance.
Turnkey system helps your business run more efficiently
- Reduce trips to the bank.
- Access funds sooner with same-day deposits.
- Manage deposits of multiple business locations from one office.
- Simplify receivables.
- Gain better insights with the numerous reports available.
Enhanced security protects against fraud
- Checks handled by fewer individuals.
- Assigned logins ensure accountability.
- Multiple security levels for access.
- Company ID.
- Personalized user IDs with password protection.
- Designate user access for one or multiple locations.
- Enable dual control.
- Additional security using multi-factor verification.
|
- Merchant Services
- Lockbox Services
|
- Business Online Banking: Secure, Fast, Real-Time Reporting/Exporting
Manage your cash online. Hometown Bank provides a convenient, secure way to access account information, payroll delivery and funds transfer services.
Why bank online?
- Conveniently view your account balances and activity.
- Efficiently manage payments, transfers and deposits.
- Securely access accounts and customize security levels.
- Receive personalized support from Hometown Bank.
Video Demo
See for yourself how convenient it is for your business to bank online.
- Create customized alert messages for low account balance, specific activity, reminders and more.
- View history of debit and credit activity.
- Transfer funds between accounts.
- Schedule recurring transactions.
- Place your own stop payments.
Take control with powerful reporting capabilities
- Use the account activity report to view scheduled and completed transactions for a specific date or range you specify.
- Access up to 90 days of records.
- Includes check images.
- With the account summary report, review account balances on all business accounts for the current business day.
- Ledger balance.
- Available balance.
- Credits and debits.
Manage loans/lines of credit
- Perform payment and advance transactions.
- View all existing loan and credit line balances and activity.
- Choose payment options, including principal only.
Advanced security*
- Unique user IDs can be used to control access at various security levels.
- Set up multiple authorization levels and approvals.
Tokens
*Businesses should perform a risk assessment to evaluate usage of online banking within their organization. Controls should be exercised relative to delegation of authorities and responsibilities of personnel. A timely and structured review of those controls is recommended as well.
|
- Sweep Accounts
Line of Credit Sweep
Should an outstanding balance occur on your line of credit, a credit sweep is a useful strategy in protecting your credit rating. We move (sweep) any excess checking funds to reduce your principal balance and lower your interest expense. If your checking account falls short in covering checks or debits, your line of credit will automatically fund the shortage up to its credit limit.
Zero Balance Account (ZBA)
Consolidate your disbursements and excess balances by merging the funds of various subsidiary accounts into one master account. Then, transfer money into the subaccounts only as needed.
|
|
- Positive Pay for Checks Issued
- Positive Pay For ACH Debits
- Post No Checks/Post No ACH Debits Blocking Services
- Real Time Transaction Alerts
- Customizable Online Sessions To Limit User Access By Day & Time
- Dual Control Services
|